The Credit Limit Converter is a Banco PAN feature that allows customers to instantly convert their credit card limit into cash balance in their checking account. Designed for speed and clarity, the experience enables immediate access to money while keeping full transparency over installments, fees, and future charges.
Credit Limit Transfer
Banco Pan
Product Design
The Credit Limit Converter was designed as a straightforward and highly efficient flow, focused on helping users access money instantly without friction. By converting available credit card limit into account balance, customers can cover urgent expenses while clearly understanding repayment conditions and installment options.
The experience prioritizes simplicity and confidence: users choose the card, define the amount, select installment options, review all fees upfront, and confirm the transaction in just a few steps. Clear feedback states, confirmations, and post-transaction summaries ensure transparency throughout the journey.
This project highlights the importance of mastering a bank’s design system to deliver fast, consistent, and reliable solutions in day-to-day product work. By leveraging existing components, patterns, and interaction rules, the feature was designed and delivered efficiently while maintaining visual and behavioral consistency across the app. Beyond the feature itself, the project reflects how strong design systems and execution skills enable designers to move quickly, solve real user needs, and deliver high-quality experiences, even in smaller, tactical initiatives that have a direct impact on users’ financial lives.
